VCO Webinar Account & Document Farms: the new reality of digital identity fraud
19 May 2026, from 17.00 - 18.00hrs (CET)
The Expert Group on Financial Economic Crime from the VCO invites you to a webinar on a rapidly emerging threat to digital identity integrity: Account & Document Farms. The webinar, held in English, will take place on 19 May 2026 from 17:00 to 18:00 (CET).
Criminals have found a new way to exploit the financial system: Account & Document Farms. These organised networks open large numbers of bank accounts through online onboarding, using purchased, stolen or synthetic identities combined with professionally forged documentation. The fully set‑up accounts — including login credentials and supporting documents — are then sold on social platforms for a few hundred euros. The result is “banking‑as‑a‑service” for criminals, without any reliance on traditional money mules.
This webinar highlights a rapidly growing phenomenon that has major implications for KYC processes, onboarding, transaction monitoring and fraud detection within financial institutions.
What to expect
We approach this topic from practical experience and international expertise, with speakers specialising in behavioural biometrics, document fraud and the abuse of online onboarding channels. They will provide deep insights into:
how Account & Document Farms operate
The introduction will be provided by Albert Stoetzer, who will address:
Webinar content
Why you shouldn’t miss this webinar
Account & Document Farms represent a new generation of identity fraud that puts traditional gatekeeper controls under significant pressure. This webinar will equip you with the insights needed to recognise emerging risks, strengthen your processes and prepare your organisation for what lies ahead.
Register now
The webinar is open to all VCO and ENFCO members.
ENFCO members and partner organisation are welcome to attend and can register via this link: Registration form
Criminals have found a new way to exploit the financial system: Account & Document Farms. These organised networks open large numbers of bank accounts through online onboarding, using purchased, stolen or synthetic identities combined with professionally forged documentation. The fully set‑up accounts — including login credentials and supporting documents — are then sold on social platforms for a few hundred euros. The result is “banking‑as‑a‑service” for criminals, without any reliance on traditional money mules.
This webinar highlights a rapidly growing phenomenon that has major implications for KYC processes, onboarding, transaction monitoring and fraud detection within financial institutions.
What to expect
We approach this topic from practical experience and international expertise, with speakers specialising in behavioural biometrics, document fraud and the abuse of online onboarding channels. They will provide deep insights into:
how Account & Document Farms operate
- which technologies they use (AI, deepfakes, device spoofing)
- how large‑scale and professional these networks have become
- which detection strategies are being applied internationally
The introduction will be provided by Albert Stoetzer, who will address:
- relevance for Dutch financial institutions
- recent case studies and supervisory developments
- implications for onboarding and monitoring processes
Webinar content
- operating model and business model of Account & Document Farms
- vulnerabilities in current KYC and onboarding processes
- the role of AI, deepfakes and synthetic identities
- indicators and red flags for detection
- potential mitigation strategies and process adjustments
Why you shouldn’t miss this webinar
Account & Document Farms represent a new generation of identity fraud that puts traditional gatekeeper controls under significant pressure. This webinar will equip you with the insights needed to recognise emerging risks, strengthen your processes and prepare your organisation for what lies ahead.
Register now
The webinar is open to all VCO and ENFCO members.
ENFCO members and partner organisation are welcome to attend and can register via this link: Registration form